| Element | Missed Instructions | Cov. | Missed Branches | Cov. | Missed | Cxty | Missed | Lines | Missed | Methods | Missed | Classes |
| Total | 136 of 679 | 79% | 9 of 22 | 59% | 12 | 41 | 34 | 156 | 3 | 30 | 0 | 2 |
| CreditService.java | | 54% | | 50% | 3 | 15 | 31 | 70 | 2 | 14 | 0 | 1 |
| KakaoPayService.java | | 95% | | 60% | 9 | 26 | 3 | 86 | 1 | 16 | 0 | 1 |